| # | Tenure | General (For All) - Interest Rate P.A. | Senior Citizen - Interest Rate P.A. |
|---|---|---|---|
| 1 | Basic Saving A/c (Interest Applied Quarterly) | 3.00% | 3.00% |
| 2 | Savings Account (Interest Applied Quarterly) | 3.00% | 3.00% |
| 3 | 07 Days to 45 Days | 4.00% | 4.00% |
| 4 | 46 Days to 90 Days | 4.50% | 4.50% |
| 5 | 91 Days to 180 Days | 5.00% | 5.00% |
| 6 | 181 Days to 220 Days | 6.00% | 6.50% |
| 7 | Only for 221 days | 6.50% | 7.00% |
| 8 | 222 Days to 365 Days | 6.25% | 6.75% |
| 9 | Above 12 months up to 24 months | 7.00% | 7.50% |
| 10 | Above 24 Months to 36 Months | 7.10% | 7.60% |
| 11 | Above 36 Months upto 120 Months | 6.70% | 7.20% |
| Kalpavruksha Deposit Scheme Tenure: Minimum 5 Years. (60 months) (Deduction available up to a limit of ₹1,50,000/- under Section 80C of the Income Tax Act, 1961) Compounding: Monthly and quarterly interest | 6.75% |
|---|
|
Special Bulk Deposit (For Amount ₹1 crore and above)
(Valid from 28/09/2026 to 30/09/2026) |
|||
|---|---|---|---|
| Sr. No. | Tenure | Interest Rate | Mode of Interest Payment |
| 1. | 13 Months 1 Day | 7.10% | Cumulative |
| *The above interest rate is applicable only to fresh bulk deposits booked during the scheme period. | |||
| Sr.No | Tenure | General (For All) - Interest Rate P.A. | Senior Citizen - Interest Rate P.A. |
|---|---|---|---|
| 1 | 15 Months | 7.10% | 7.60% |
| 2 | 37 Months | 6.90% | 7.40% |
| 3 | 49 Months | 7.00% | 7.50% |
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