Plan Your Future with The Nashik Merchants Co-Operative Bank Ltd.!
Unlock your Dream Home with Namco Bank !
Ready to Achieve Your Dream Home? We're Here to Help ! With 64 years of trust and tradition, Namco Bank is committed to making your dreams come true. Enjoy an incredible 9% interest rate on our home loans! Join us in building a brighter future.
| Product Code | Minimum Loan Limit | Maximum Loan Limit | Tenuer / Loan Period | Rate Of Interest | Processing Fees | Others |
|---|---|---|---|---|---|---|
| SULABH GRUH KARJ YOJANA | - | 1.40 Crore | Maximum 20 yr(In case of businessman, 70 years whichever is less will be applicable and will be considered for salaried-retirement period), |
CIBIL Score - Above-750-9.00% 650 to 750-9.50% 600 to 650 - 9.50% + 1% Risk Premium |
0.25 % (with G.S.T) |
Up to 20 lakh 1% or 10,000 whichever is less above 28 lakh 1%.(T & C Apply). |
| 1) FOR BUSINESSMAN - UDYAM CERTIFICATE,(Rent agreement if the place of business is on rental basis),Last 3 years ITR and financial statements CA certified Statement of Savings and Current Account (last 6 months). |
| 2) FOR SALARIED - ID CARD, Employment confirmation letter, appointment letter, last 3 months salary slips, Form 16 and ITR last three years, bank statement of salary account, guarantee letter of place of employment. |
| 3) For New Home, Construction and House Repairing - Approved Map & Layout, Construction Completion Certificate, 7/12 utara, Title Search, agreement of sale and sale deed, Development Agreement(if applicable),municipal corporation, rural tax receipt(if applicable) |
| 4) For Society - Society Certificate, Society Registration Certificate, Society Resolution and N.O.C of Chairman of Society for loan. |